Accept payments without being locked into one provider.
Get the right combination of processing, terminals, POS, online payments, recurring billing, reporting, and support.
Explore business solutions → Payment infrastructure, independently designedCommerce moves fast.
Commerce moves fast.
Your payments should move faster.
Payments Inc. architects, connects, and manages payment environments across processors, acquiring platforms, POS systems, gateways, and software partners—so your business is never limited to one provider’s ecosystem.
★★★★★20+ years of payment experience across Canada and the United States
One connected strategyIn-store · Online · Mobile · Recurring
Provider-independentBuilt around your operation
Merchant acquiringSmart terminalsIntegrated POSE-commerce gatewaysMobile paymentsRecurring billingEmbedded paymentsEnterprise reportingFraud protectionMerchant acquiringSmart terminalsIntegrated POSE-commerce gatewaysMobile paymentsRecurring billingEmbedded paymentsEnterprise reportingFraud protection
Choose your path
Payment infrastructure for every stage of growth.
Whether you need a better merchant account, an enterprise rollout, or a payments partner for your software or client base, Payments Inc. brings the right parties together.
Standardize complex payment operations.
Unify multiple locations, entities, channels, integrations, settlement reporting, risk controls, and provider relationships.
Explore enterprise infrastructure →Build payments into your technology or offering.
Programs for ISVs, VARs, SaaS platforms, associations, consultants, and referral partners across North America.
Explore partner programs →The Payments Inc. advantage
We are not limited to a single processor’s product shelf.
We evaluate the business first, then design the payment environment. That can include multiple acquiring relationships, payment devices, software platforms, gateways, billing tools, and integration partners—with Payments Inc. remaining your central point of accountability.
See how our ecosystem works →Acquiring & processingPOS systemsPayment terminalsE-commerce gatewaysMobile paymentsRecurring billingISV integrationsTokenizationFraud preventionUnified reportingB2B paymentsMulti-location commerce
Complete capabilities
One strategy across every payment channel.
We connect the customer experience at checkout with the technology, economics, data, and support behind every transaction.
In-person payments
Countertop, portable, mobile, unattended, contactless, Interac, credit, debit, and digital wallets.
Digital commerce
Gateways, hosted checkout, APIs, payment links, virtual terminals, invoicing, and e-commerce.
Recurring revenue
Memberships, subscriptions, scheduled billing, tokenized card-on-file, and account updater tools.
Integrated payments
POS, ERP, SaaS, booking, accounting, healthcare, restaurant, retail, and custom integrations.
Enterprise reporting
Transactions, batches, settlements, fees, chargebacks, locations, entities, and user controls.
Risk & compliance
PCI support, tokenization, encryption, fraud controls, 3-D Secure, and chargeback workflows.
Payment economics
Statement analysis, interchange qualification, fee review, routing, and acceptance optimization.
Ongoing management
One experienced team coordinating providers, technology, implementation, escalation, and growth.
Explore the platform
Start with the outcome—not the provider.
Select the challenge you are solving. Payments Inc. connects the processing, technology, integration, reporting, and support behind it.
A payment experience designed around the counter, table, floor, or field.
We match the acceptance environment with appropriate processing, device, connectivity, POS, security, and support options.
Smart payment terminalsCountertop, portable and mobile
Contactless acceptanceCards, wallets and tap experiences
Integrated POSRestaurant, retail and vertical systems
Unattended commerceKiosk and self-service environments
Turn online checkout into a connected part of your payment strategy.
Support hosted checkout, payment links, virtual terminals, gateways, e-commerce platforms, APIs, fraud controls, and digital wallets.
Gateway selectionFit by platform, risk and geography
Hosted checkoutSecure and conversion-focused
Virtual terminalFlexible card-not-present acceptance
Fraud controls3-D Secure, rules and verification
Build more reliable billing around memberships and subscriptions.
Coordinate secure card storage, scheduled billing, retries, account updater, customer management, reporting, and integration.
Tokenized card-on-fileReduce exposure and simplify billing
Flexible schedulesMembership and subscription models
Account updaterHelp reduce avoidable declines
Integrated reportingVisibility into billing performance
Coordinate locations, entities, channels, systems, and providers.
Create standards and reporting across the organization while preserving the flexibility required by geography, brand, and operating model.
Multi-location rolloutRepeatable onboarding and deployment
Unified visibilityTransactions, deposits, fees and risk
Provider governanceOne coordinated operating strategy
Escalation ownershipPayments Inc. stays accountable
Make payments part of your software, platform, or client offering.
Programs for ISVs, SaaS companies, VARs, associations, advisors, and strategic partners across Canada and the United States.
Integration strategyGateway, API and platform fit
Merchant onboardingCoordinated application workflows
Program economicsModels aligned to partner value
Merchant supportOne experienced payment team
How Payments Inc. works
Complex behind the scenes. Clear for your business.
We coordinate the payment ecosystem through one practical, accountable process.
01
Discover
Map channels, systems, economics, risk, and objectives.
02
Architect
Design the provider, technology, and integration structure.
03
Deploy
Coordinate onboarding, testing, training, and rollout.
04
Optimize
Manage support, reporting, costs, risk, and change.
Payments intelligence
Useful insight before the sales conversation.
Clear guidance for merchants, operators, finance teams, software companies, and payment partners.
Infrastructure guide
Why the quoted rate is only one part of payment cost.
Understand interchange, assessments, qualification, fees, technology, and operational cost.
EnterpriseSeven questions before a multi-location rollout.
Plan entities, reporting, support, data, devices, and integrations.
Integrated paymentsWhat ISVs and VARs need from a payments partner.
Look beyond an API to onboarding, support, geography, and strategy.
Why Payments Inc.
A broader choice. A single accountable relationship.
| What your business needs | Single-provider approach | Payments Inc. approach |
|---|---|---|
| Technology selection | Limited to one product ecosystem | Multiple processors, platforms and VAR solutions |
| Solution design | Provider-first | Business-first and provider-independent |
| Multi-location strategy | One standard platform | Coordinated infrastructure across requirements |
| Integrations | Native connections only | POS, gateway, ISV, SaaS and custom options |
| Support | General service channels | Payments Inc. coordinates and escalates |
| Future flexibility | Platform lock-in | Architecture designed to evolve |
Built for the way commerce works
Every industry. Every channel. Every scale.
From a first location to a North American enterprise, the infrastructure adapts to your operating model.
🍽
Restaurants & hospitality
POS, tableside, ordering, lodging and multi-location
▣
Retail & commerce
In-store, online, inventory and omnichannel
✚
Health, wellness & fitness
Memberships, booking, recurring and card-on-file
◇
E-commerce & software
Gateways, APIs, embedded and platform payments
▤
Professional & B2B
Invoices, virtual terminals, data and Level II/III
▦
Franchise & enterprise
Control, reporting and repeatable deployments
Canada + United States
Explore payment services by market.
Country-specific guidance and payment infrastructure for merchants, enterprises, ISVs and VARs.
Canada payment services
United States payment services
Specialized payment strategy
Payment specialists available
Speak with Payments Inc. →Build the right payment environment.
Tell us how your business operates. We’ll bring together the right technology, providers, and support structure.